An unendorsed liability policy provides coverage for which type of torts?

An unendorsed liability policy primarily provides coverage for unintentional torts, which are typically associated with negligence. Unintentional torts occur when an individual fails to take reasonable care, resulting in harm to another party. An example of this would be a car accident caused by a driver who wasn't paying attention. The liability policy would cover the damages for bodily injury or property damage that arise from such an incident.

In contrast, intentional torts involve deliberate actions that cause harm, such as assault or defamation. These are generally not covered under standard liability policies because the insurer does not cover risks that arise from intentional wrongdoing.

Criminal torts are actions that violate criminal laws, which are prosecuted by the state, and liability policies do not extend coverage for criminal conduct. Lastly, while environmental torts can pertain to issues involving land and resource use, they often require specific endorsements or specialized environmental policies rather than coverage from a standard liability policy. Thus, unintentional torts remain the key area covered by typical liability policies.