Does bodily injury coverage include a breach of contract?

Prepare for the Personal Lines Insurance Exam with top quizzes. Use multiple choice questions, complete with hints and explanations, to get ready for your test.

Bodily injury coverage in personal lines insurance typically pertains to physical harm or injury sustained by individuals due to an accident or negligence, rather than issues arising from breaches of contract. Breach of contract refers to a failure to fulfill the terms agreed upon in a contract, which does not involve bodily harm. Insurance policies are designed to address specific types of risks, and bodily injury coverage is specifically focused on injuries that require medical attention or result in other medical costs. Therefore, bodily injury coverage does not extend to contractual disputes or breaches, making "No" the correct response in this scenario.

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