Does coverage C under the dwelling forms extend to include personal property of a tenant or boarder of the insured?

Coverage C under dwelling forms specifically provides coverage for the personal property of the insured and does not extend to cover the personal property of tenants or boarders. This provision is important in distinguishing the responsibilities and liabilities of landlords versus those of individuals renting the space. As such, tenants are generally expected to secure their own renters insurance to protect their personal belongings.

This understanding is essential for both landlords and tenants, as it clarifies that while the structure itself may be covered, any personal items belonging to tenants are not included in the landlord's insurance policy. Thus, the answer is correct in stating that coverage C does not extend to the personal property of a tenant or boarder.