Does lawyers professional liability cover bodily injury and property damage losses?

Lawyers professional liability insurance is specifically designed to protect attorneys from claims arising out of errors, omissions, or negligence in the performance of their professional duties. It addresses issues related to professional services provided by lawyers, such as legal advice, representation in court, and other legal activities.

This type of policy does not cover bodily injury or property damage losses. Those types of claims typically fall under general liability insurance, which is meant to address physical injuries or property damage that can occur in various business contexts. Lawyers professional liability focuses solely on the professional conduct of attorneys and the legal services they provide, thus excluding bodily injury or property damage from its coverage scope.

It's important to understand the distinction between the various types of insurance available to professionals, as each serves a specific purpose and protects against different risks. This clarification is essential for legal practitioners to ensure they have the appropriate coverage for their practice.