Employers are liable for employees' work-related injuries under which principle?

Prepare for the Personal Lines Insurance Exam with top quizzes. Use multiple choice questions, complete with hints and explanations, to get ready for your test.

The principle that holds employers liable for employees' work-related injuries is vicarious liability. This doctrine establishes that an employer is responsible for the actions of their employees when those actions occur in the course of their employment. When an employee is injured while engaged in tasks related to their job duties, the employer can be held liable for those injuries regardless of whether the employer was negligent.

Vicarious liability is rooted in the idea that employers control the workplace and the activities of their employees, and therefore, they should bear the responsibility for actions that take place under their direction. This principle supports the protection of employees by ensuring they have recourse through their employer for work-related injuries, encouraging a safer work environment.

The other principles mentioned, such as negligent, strict, and absolutely, pertain to different areas of liability that are not specifically focused on the relationships between employers and employees regarding work-related injuries. Each of those principles operates under its own set of rules and circumstances, but vicarious liability is key in the context of employer responsibility for employees' actions in their professional capacity.

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