In the event of a covered loss, how much additional coverage does debris removal provide beyond the coverage limit of A?

In the context of homeowners insurance, additional coverage for debris removal is typically calculated as a percentage of the coverage limit provided for the dwelling itself, often referred to as Coverage A. This coverage is intended to help with the costs of removing debris from a property after a loss, which can be particularly important following events such as storms or fires that leave a significant amount of debris.

The correct amount of additional coverage for debris removal commonly offered is a specific percentage of the Coverage A limit, which in many standard policies is 10%. This means that if the coverage limit is exhausted due to a covered loss, the insured may access an extra 10% of that limit specifically for the purpose of cleaning up debris. This is crucial as cleanup costs can escalate quickly, and having this additional coverage ensures that homeowners have the necessary financial support.

Therefore, knowing that the typical additional coverage percentage for debris removal is 10%, helps clarify that 5% would be insufficient for most scenarios where extensive cleanup is necessary.