Is damage to a covered vehicle caused by earth movement payable under collision coverage?

Collision coverage is designed to pay for damages to a vehicle resulting from a collision with another vehicle or object, or as a result of the vehicle overturning. However, it typically excludes damages from other types of incidents, such as those caused by natural disasters or earth movements, including earthquakes, landslides, and similar events.

In this case, damage to a covered vehicle caused by earth movement would not be covered under collision coverage. Instead, such damages usually fall under the realm of comprehensive coverage, which may cover damage resulting from non-collision events. Since earth movement is not within the scope of what collision coverage is intended to cover, the assertion that these damages would be payable under collision coverage is false. Thus, the correct answer appropriately reflects the nature of collision coverage limitations.