The coverage limit for medical payments under a personal auto policy refers to the maximum payment for how many persons injured in one accident?

Prepare for the Personal Lines Insurance Exam with top quizzes. Use multiple choice questions, complete with hints and explanations, to get ready for your test.

The coverage limit for medical payments under a personal auto policy refers to the maximum payment available for each individual injured in a single accident. Therefore, the correct interpretation is that the policy covers medical expenses for one person injured, up to the specified limit per accident. This coverage is designed to assist with immediate medical costs, regardless of fault, and applies to all individuals who are covered under the policy.

The focus is on providing financial relief for the medical expenses of that one person, which is an important aspect of personal auto insurance policies. Each person injured in the accident may have their own separate claim, but the limit applies individually to each person covered by the policy for the medical payments coverage, emphasizing that it's per person rather than per accident or total.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy