True or False: Personal injury includes bodily injury.

The statement that personal injury includes bodily injury is false. While both terms relate to injuries that an individual might incur, they are not synonymous.

Personal injury is a legal term that encompasses harm to a person's reputation, emotions, or privacy, alongside physical harm, which is what bodily injury specifically refers to. Bodily injury pertains exclusively to physical harm inflicted upon an individual, such as fractures, bruises, or other physical ailments. In contrast, personal injury can involve issues like defamation, emotional distress, or invasion of privacy, which do not fall under the category of bodily injury.

The distinction is important in legal contexts because various types of coverage in insurance policies may respond differently to personal injury claims versus bodily injury claims. Understanding these differences aids in better comprehending how personal lines insurance works and the coverage types available.