Under the personal auto policy, is a motorcycle included in the definition of newly acquired auto?

In the context of a personal auto policy, the definition of a newly acquired auto typically refers to vehicles that fall under specific categories, such as private passenger vehicles or trucks, as long as they are used as personal vehicles. Motorcycles, however, are not included in this definition.

This distinction is important because a personal auto policy is designed for coverage on standard private passenger vehicles, and motorcycles often require specialized coverage due to their different risk profiles and insurance requirements. Therefore, since motorcycles do not fit the definition of a newly acquired auto under a standard personal auto policy, the answer is that motorcycles are not included.

Understanding the specifics of what is covered by a personal auto policy helps individuals accurately assess their insurance needs and ensure they have the appropriate coverage for all vehicles owned.