What coverage pays for damages to an insured vehicle if the vehicle is not insured for collision?

The coverage that pays for damages to an insured vehicle if the vehicle is not insured for collision is comprehensive coverage. This type of coverage is designed to protect the vehicle from damages that are not the result of a collision with another vehicle or object. Comprehensive coverage typically includes protection against theft, vandalism, fire, natural disasters, and animal collisions.

Liability coverage does not provide any protection for the insured's own vehicle. Instead, it covers damages to others for which the insured is legally responsible. Uninsured Motorists Property Damage Coverage is specifically for damages caused to the insured's vehicle by an uninsured driver, but it typically requires the vehicle to have some form of collision coverage. Personal Injury Protection focuses on covering medical expenses and does not cover vehicle damages at all. Comprehensive coverage is the appropriate form of protection for scenarios that involve non-collision related damages.