What is the maximum amount that the personal auto policy will pay for transportation expenses incurred because of a collision loss?

The maximum amount that a personal auto policy will pay for transportation expenses incurred due to a collision typically is $20 per day, with a maximum limit of up to $600. This coverage helps insured individuals offset some of the costs they might bear when their vehicle is unavailable after a collision and allows for reasonable transportation alternatives during the repair period.

The specifics behind this limit reflect a balance between providing assistance for necessary transportation costs while also keeping coverage manageable for insurers. The $20 per day rate accumulates quickly, but the total payable amount caps at $600 to prevent excessive payouts for long-term vehicle repairs.

The other amounts listed do not align with the established coverage limits for transportation expenses under a personal auto policy regarding collision losses, making them unsuitable choices.