What laws are designed to protect an insured from drivers without insurance?

The correct choice focuses on the legal framework specifically aimed at protecting insured drivers from the financial repercussions of being involved in accidents with drivers who do not carry insurance. Uninsured motorist laws provide a safeguard by allowing individuals to recover damages from their own insurance companies if they are in an accident caused by an uninsured driver. These laws ensure that even if another driver lacks coverage, the insured can obtain compensation for medical expenses, lost wages, and other damages.

Comprehensive coverage laws, while part of auto insurance, do not address the issue of insufficient insurance from other drivers. Liability laws pertain to the responsibility for causing damages but do not provide specific protections for insured drivers against uninsured motorists. Underinsured motorist laws, although important for scenarios involving drivers with insufficient insurance, do not pertain to those without any coverage at all. Thus, the focus of the question clearly aligns with the intent and function of uninsured motorist laws as the appropriate legal protections in this context.