What status does an agent's license hold if the renewal fees are paid but no insurer appointment is in force?

An agent's license is considered inactive if the renewal fees have been paid but there is no current insurer appointment in force. This means that while the agent has maintained their credential in terms of payment, they are not authorized to solicit or sell insurance policies until they secure an appointment with an insurer. An inactive status allows the agent to potentially reactivate their license upon obtaining an appointment but does not grant them the active authority to operate in the insurance market.

In contrast, an active status implies that the agent can conduct insurance business, which is not the case here. Suspended refers to a situation where the license has been temporarily withdrawn due to violations or issues, while expired indicates that the license has not been renewed at all. Therefore, with renewal fees paid but lacking an insurer appointment, the correct status is indeed inactive.