What type of accident is defined as the upset or overturn of a vehicle?

The definition of an accident as the upset or overturn of a vehicle aligns with the concept of collision coverage. Collision insurance specifically covers damage to your vehicle resulting from an accident that involves a collision with another vehicle or object, or from being overturned. This type of coverage is critical since it addresses direct damages incurred from accidents where the vehicle itself is affected, regardless of fault.

Comprehensive coverage, on the other hand, focuses on incidents that are not related to collisions, such as theft, vandalism, or weather-related damages. Liability coverage pertains to damages or injuries you may cause to others while driving, but it does not cover damage to your own vehicle from a rollover. Uninsured motorist coverage helps protect you in accidents where the other driver does not have insurance, but it does not pertain to the definition of upset or overturn of your own vehicle.

Thus, collision is the correct answer as it directly addresses the circumstances surrounding the overturn of a vehicle.