What type of property is not covered under the exclusions of an insurance policy?

Personal Property is typically covered under insurance policies, making it the correct choice in this context. Most standard insurance policies, such as homeowners or renters insurance, provide coverage for personal property, which includes belongings like furniture, clothing, electronics, and other personal items owned by the insured.

In contrast, neglected property refers to items that have been left unattended or poorly maintained, which may lead to claims being denied based on neglect. Liability coverage deals with the potential for legal responsibility for causing property damage or bodily injury to others, and it has its own specific exclusions. Coverage limits refer to the maximum amount an insurer will pay for a claim, which is also not a type of property but rather a policy condition.

Thus, personal property stands out as the category that is generally recognized as covered rather than excluded under an insurance policy.