Which of the following liabilities are included under a boat owners policy?

A boat owner's policy typically covers a range of liabilities associated with the operation and ownership of the boat. This includes passenger liability, which protects against claims for injuries sustained by individuals while on board. Flotilla liability may arise when multiple boats are operating together, ensuring coverage for incidents involving multiple vessels. Operations liability covers situations related to the activities conducted while the boat is in use, safeguarding against liabilities such as accidents or damages that occur during these operations.

Thus, the correct answer encompasses all these types of liabilities, as they all fall within the comprehensive coverage provided by a typical boat owner's policy. This ensures that boat owners are adequately protected against various risks associated with their vessel, contributing to responsible boating and financial security.